Whether you are going on a weekend break or a world cruise, having the correct travel insurance is a must. Being ill or having an accident is traumatic and you do not want to have the added worries of incorrect or insufficient cover adding to your worries.
Single Trip Cover
If you only go abroad once in a while then single trip cover could be your best option. This sort of cover is tailored to both your needs and the country that you are visiting.
Some things to consider:
- Does the country that you are visiting have any healthcare agreements with the United Kingdom?
- Are you declaring your current health conditions correctly?
- Will you have the choice of treatment abroad or to be brought home for treatment?
- How much cover do you need?
Annual Multi-Trip Cover
If you travel abroad more than once in 12 months then you may prefer an annual multi-trip policy rather than taking out cover for each trip individually. This can save a lot of form filling and money.
Some things to consider:
- Are there any countries that are not covered by your policy that you may choose to visit in the future?
- Do any of the countries that you are visiting have any healthcare agreements with the United Kingdom?
- Are you declaring your current health conditions correctly?
- Will you have the choice of treatment abroad or to be brought home for treatment?
- How much cover do you need?